Pet health plan

I'm not a huge fan of insurance policies for products or anything that has a monthly fee, but I think I've finally found something that's a pretty good deal. I've been on a Banfield Optimum Wellness Plan for my dog Charlie for a bit over a year now and just recently upgraded him to the next step up which includes the cost of a teeth cleaning once a year. It's $40 a month, which sounds like a lot but is actually kind of a good deal.

The plan we were on previously included free doctor visits and the standard yearly check-ups as well as all of his shots whenever they were due. We really needed to get his teeth cleaned, however, and when I called to schedule the appointment I was told that it would be $200, or I could upgrade to the next plan which included it for free. The difference in cost between the plan that I had and the new $40/month plan was $180 a year, so it's actually a $20 savings to upgrade. Sweet!

Many people feel that pet wellness plans (not insurance) are a ripoff, and I definitely used to agree. If you add up the cost that Banfield would charge for all of the check-ups, shots, and teeth cleanings, the wellness plans are definitely a savings though. I could probably get the stuff done cheaper at a local clinic or private veterinarian, but we like the people at Banfield and it's super close and convenient inside our local PetsMart.

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